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Built inside a real insurance agency

Insurance CRM built for your agency's daily work.

For ACA and Medicare agencies: household records, policies, communication history, and tasks in one secure workspace, with calls, texts, emails, and documents attached to each household.

Also works for life, annuity, and property and casualty lines.

Start free — no credit card Explore live demo — no login ▸

Free plan forever No plan setup fee or contracts Your data stays yours

Prefer to look around first? chronospreview.com is the full live demo with sample data—no login, no card.

Would you like to talk to your soon-to-be AI receptionist? Real conversations, right when you need them. ✆ 1-877-401-3003 OPTION 9 Incoming calls, texts, emails, documents, policy renewals and commissions flowing into one household record — the Smith Household — inside the ChronosCodex workspace, with an AI receptionist ready at 1-877-401-3003.
Built inside a real agency Import from CSV or HealthSherpa Free forever plan English + Spanish Secure workspace Your data stays yours
Built and tested inside an operating insurance agency with more than 590,000 household records. A separate dataset: 900K+ licensed insurance agent records (recruiting data, not users). How we count →

The household is the center of everything

Members, policies, coverage, tasks, documents, and the next best action—every client's complete story on one screen, not across six systems.

Real product screen with sample data.

Stop managing separate tools.
Start managing relationships.

ChronosCodex brings everything together so your agency can focus on what matters most—your clients.

On the left is your actual week: the missed renewal, the call history trapped in a personal phone, the policy PDF in someone's inbox, the client repeating their story on every call.

On the right is the same work inside ChronosCodex—every call, text, email, document, task, and commission attached to one household record. One complete household story. One place. Total clarity.

See ChronosCodex in action

Real product screens with sample data. Click any screenshot to enlarge it—or open the live demo and touch everything.

Open the live demo — no login needed

Powerful features. Purpose-built for insurance agencies.

Know the whole household

See every policy, member, document, and interaction in one complete view.

Communicate from one timeline

Calls, texts, emails, and notes—never lose the context.

Automate what matters

AI follow-ups, renewals, tasks, and reminders—done for you.

Understand your business

Track commissions, reports, and growth in real time.

Meet your AI receptionist — a member of your team

It answers in your preferred language, handles the routine, and hands you what matters—so after-hours calls still become clients. Your team stays in charge.

Answers inbound calls Schedules appointments Sends ID cards Delivers ACORD forms Answers FAQs Transfers important calls Captures after-hours opportunities Opens tickets with recaps for your team

Included with no setup cost on Agency and Brokerage (pay-as-you-go); Solo and Professional add it with a one-time setup and use a number included with the plan. See usage pricing →

Would you like to talk to your soon-to-be AI receptionist?

1-877-401-3003 OPTION 9

Real conversations. Real answers. Right when you need them.

Not a demo. A platform proven on a real book.

ChronosCodex wasn't born in a boardroom. It was built and tested inside an operating insurance agency with more than 590,000 household records, and every feature exists because a real agency needed it first.

Chronos — time. Codex — book. Your Book of Business, written over time.

  • No contracts. Plans are monthly.
  • Nightly backups you can download yourself.
  • Private agency workspace, isolated at the database level.
  • Encryption for the most sensitive data and two-factor authentication available.
  • We never sell your data. Period.

Visit the Trust Center

Choose your path

The same platform, told for your kind of agency.

I'm a solo agent

Fewer subscriptions, less chaos, more selling time. Start free and grow whenever you're ready.

Start free →

I run a growing agency

Whole-team visibility, standardized workflows, and accountability without chasing anyone.

See how it works →

We're a brokerage / FMO / IMO

Standardization, oversight, and scale—with high-volume plans. Let's talk about your structure.

See high-volume plans →

I work ACA / Marketplace

Complex households, renewals, DMIs, and consent—the complete ACA agency workflow.

See the ACA workflow →

I sell Medicare

Enrollment periods, compliance, and follow-up—organized by household.

See the Medicare workflow →

I'm just exploring

Open the live demo with sample data. No login, no card, no sales calls.

Open the demo →

One CRM that becomes your CRM

Start from a preset built for your specialty, then shape the rest. The same households, policies, and timeline—with only the tools and fields your business actually uses.

Long-Term Care & Asset-Based Care

A full LTC workspace: goals, health pre-screens, case design, underwriting with requirements, and planning calculators.

Medicare

Member identity, enrollment periods, and follow-up—organized by household, with sensitive fields protected.

ACA / Marketplace

Complex households, renewals, DMIs, and consent—the complete ACA agency workflow.

Life & Annuity

Life and annuity policies with the fields and stages these products need.

Property & Casualty

Auto, home, and commercial lines—the same household, with P&C coverage in place.

Multi-Line Agency

For agencies that sell everything: turn on multiple lines and see them all in one place.

Customize Chronos, in plain business language

Turn modules on or off, reorder and pin the fields that matter most, rename labels to match your agency, and save it all as a preset. No code, no support ticket.

Set it up in two questions

When you start, Chronos asks what kind of insurance work you do and how you work. From that it recommends a workspace—which you review and apply. You can change it anytime.

Your worries, answered

Switching systems is scary. Here's how we make it manageable.

Will my book survive the move?
Import clients from CSV or your HealthSherpa export. The importer matches existing households and only fills blanks—it never overwrites your data—and flags anything questionable for your review.
Will my staff actually use it?
Everything is organized around concepts your team already knows—households, policies, renewals, tasks—in English and Spanish. And they can practice in the live demo first, before touching real data.
Can I leave if it's not for me?
Yes. There are no contracts; plans are monthly. Your agency can download its own nightly backup archive from inside the app.
What will it really cost?
Published prices, published limits, published overage rates—no surprises. Extra usage (calls, SMS, AI) draws from a prepaid wallet you top up yourself: nothing bills itself. See every limit and rate →
Is my client data safe?
Your agency works in a private workspace, isolated at the database level. The most sensitive data is stored encrypted, two-factor authentication is available, and we never sell data. Full details live in the Trust Center.

Insurance CRM plans with published limits

Start free—it's a real plan, not a trial. Upgrade when your book asks for it. No contracts, cancel anytime.

Start here
Free
$0/mo

A real insurance CRM workspace for getting organized and testing the workflow.

  • 500 records (clients + prospects)
  • 10GB storage
  • 1 user included
  • No included phone number, 0 min, 0 SMS
  • Fax not available on Free
Start Free
Solo agents
Solo
$29/mo

For independent agents ready to run communications and manage a larger book.

  • 2,000 records (clients + prospects)
  • 25GB storage
  • 1 user included
  • Includes 1 local or toll free number, 250 min, 250 SMS
  • Fax: 100 faxes/mo, up to 10 pages each
  • AI receptionist add-on, $50 one-time setup + $0.20/min
Start Solo
Recommended for teams of up to 3
Professional
$99/mo

For active producers and small offices that need more room and communications.

  • 7,500 records (clients + prospects)
  • 50GB storage
  • 3 users included
  • Includes 3 local or toll free numbers, 1,000 min, 800 SMS
  • Fax: 250 faxes/mo, up to 10 pages each
  • AI receptionist add-on, $50 one-time setup + $0.20/min
Start Professional
Teams
Agency
$199/mo

For agencies with multiple producers, campaigns, reporting, and agency operations.

  • 20,000 records (clients + prospects)
  • 240GB storage
  • 10 users included
  • Includes 5 local or toll free numbers, 2,000 min, 1,500 SMS
  • Fax: 500 faxes/mo, up to 12 pages each
  • Personalized website included, 50% off your domain
  • AI receptionist, pay-as-you-go at $0.20/min, no setup cost
Start Agency
High-volume agencies
Brokerage
$499/mo

For high-volume agencies and brokerages running large books and communications.

  • 100,000 records (clients + prospects)
  • 800GB storage
  • 20 users included
  • Includes 10 local or toll free numbers, 4,500 min, 4,500 SMS
  • Fax: 800 faxes/mo, up to 15 pages each
  • Personalized website included, 50% off your domain
  • AI receptionist, pay-as-you-go at $0.20/min, no setup cost
Start Brokerage

See full limits, overage pricing, and definitions →

Extra usage draws from a prepaid wallet you control; nothing bills itself. All plans are billed monthly.

What agents and agencies ask about ChronosCodex

Is the Free plan really free?
Yes. Free is a real $0/mo workspace, not an expiring trial. It includes 500 records (clients and prospects combined), 200 leads and 1,000 outbound emails per month. No credit card is required to sign up. Phone lines and SMS start on paid plans. Fax available on paid plans; not available on Free.
What is a household-based CRM?
In insurance, the client is rarely one person; it's a household. ChronosCodex organizes members, policies, communications, documents, and tasks around the household, so you see the complete story in one place.
Can I bring my existing book of business?
Yes. Import from CSV or your HealthSherpa export. The importer matches households, fills only blanks, and flags questionable cases for review; it never overwrites what you already have.
Can I leave and take my data with me?
Yes. There are no contracts; plans are monthly. Your agency can download its own nightly backup archive from inside the app.
Does ChronosCodex work in Spanish?
This site is available in English and Spanish, and the AI receptionist answers in your preferred language. Signup and the app interface are in English today; the app offers an automatic machine-translated view, which is not a reviewed translation.
How much does ChronosCodex cost?
ChronosCodex costs $0/mo for Free, $29/mo for Solo, $99/mo for Professional, $199/mo for Agency, and $499/mo for Brokerage. All plans are billed monthly.
What is included in the Solo plan?
Solo is $29/mo and includes 2,000 total records (clients and prospects combined), 500 leads, 500 organizations, 25GB storage, one phone number, 250 voice minutes, 250 SMS segments, 100 faxes (up to 10 pages each), and 4,000 outbound emails per month.
How many SMS messages are included?
Chronos counts SMS by billable segment. SMS starts on the Solo plan with 250 segments, then Professional 800, Agency 1,500, and Brokerage 4,500 per month; the Free plan does not include SMS. A long message or some special characters can use several segments. SMS must be turned on for each sending number, which adds a $12/mo recurring carrier fee per number, separate from the included segments.
How many emails are included?
Outbound email limits are 1,000 on Free, 4,000 on Solo, 8,000 on Professional, 12,000 on Agency, and 25,000 on Brokerage per month. Inbound and system/security emails do not count.
Can I send and receive faxes?
Fax available on paid plans; not available on Free. Solo sends faxes; Professional, Agency and Brokerage send and receive faxes on their own number. Each paid plan includes a monthly number of faxes (100 on Solo, 250 on Professional, 500 on Agency, 800 on Brokerage), up to a per-fax page limit (10 pages per fax on Solo and Professional; 12 on Agency; 15 on Brokerage); extra pages are $0.05 each.
Can I buy extra SMS or voice minutes?
Yes. Additional usage can continue through wallet credits, usage add-ons, or plan upgrades. Beyond your plan's included allowances, extra voice is $0.03 per billable minute, extra SMS is $0.03 per outbound segment, and MMS is $0.15 per outbound message (no plan includes MMS).
What would a busy month on Solo cost?
Example, before any taxes: Solo is $29/mo. Assume SMS is turned on for your one included number ($12.00/mo carrier fee), and you use 50 voice minutes more than the 250 included (50 × $0.03 = $1.50) and 100 SMS segments more than the 250 included (100 × $0.03 = $3.00). That month totals $45.50. With no SMS number and no extra usage, Solo stays at $29/mo.
What happens when I reach my storage limit?
Existing files remain viewable and downloadable. New uploads may require cleanup, extra storage, or a plan upgrade. Extra storage is $5 for 25GB, $9 for 50GB, or $15 for 100GB per month. Included storage is 10GB on Free, 25GB on Solo, 50GB on Professional, 240GB on Agency and 800GB on Brokerage.
Do included communications reset monthly?
Yes. Included monthly communications reset each billing cycle. Additional usage can continue through wallet credits, usage add-ons, or plan upgrades.
How does AI receptionist pricing work?
The AI receptionist is $0.20 per minute of conversation. Agency and Brokerage have no setup fee; Solo and Professional add it for a one-time $50 setup and use a number included with the plan. Included AI receptionist credit is under review and not published. Full details are on the plans page.

Create your free workspace today.

Built for agencies that want to grow. Tested inside an operating insurance agency with more than 590,000 household records.

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✓ Free plan forever ✓ No credit card ✓ No plan setup fee ✆ Or call: 1-877-401-3003
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